Calculator
Adjust the sliders to match what you're offering. See the real cost to you and the real value to your candidate.
Updated July 2026
Want the full breakdown? Read the blog post: Car Allowances in Australian Sales: What They're Actually Worth →
This is what your BDM pays out of their own pocket each year to be on the road. Every candidate evaluating your offer sees this number.
Toggle extras on and watch the gap shrink in real time.
Not compulsory. Car allowances are not OTE.
Bottom line: The allowance path costs you $18,000/year. A fully maintained company vehicle costs approximately $32,405/year (including $10,755 in FBT). The allowance path saves you $14,405/year, but your candidate may be out of pocket.
Min
E-Tag provided. Non-negotiable. Your BDM is on toll roads every day.
Good
E-Tag + fuel card. Removes the two biggest variable costs.
Great
E-Tag + fuel card + servicing. Or an allowance north of $25k that genuinely covers costs.
Best
A package that genuinely covers what the candidate needs. That could be a solid car allowance north of $25k with benefits layered on top, or a fully maintained company vehicle. Flexibility in how it's structured opens up room for attraction. The point is the candidate isn't subsidising the cost of doing their job.
The candidates you want have options. They're comparing your package against three others right now. If yours leaves them $10k out of pocket and someone else covers fuel and tolls, they're gone.
| Item | Annual |
|---|---|
| Fuel | $5,700 |
| Tolls / E-Tag | $2,400 |
| Insurance | $2,000 |
| Servicing | $1,500 |
| Tyres | $600 |
| Registration | $1,200 |
| Depreciation (15%) | $8,250 |
| Total | $21,650 |
Last updated: 2026-06-30
ATO cents/km
91c
Super guarantee
12%
Medicare levy
2%
MLS tier 1 (single $105,001-$123,000)
1%
MLS tier 2 (single $123,001-$164,000)
1.25%
MLS tier 3 (single $164,001+)
1.5%
MLS tiers (family, reference)
$210,001 / $246,001 / $328,001
FBT rate
47%
FBT statutory fraction
20%
FBT gross-up (Type 1, employer FBT)
2.0802
FBT gross-up (Type 2, RFBA)
1.8868
Super on car allowance
Not compulsory
HELP repayment $0-$69,528
Nil
HELP repayment $69,529-$129,717
15% over $69,528
HELP repayment $129,718-$186,050
$9,028 + 17% over $129,717
HELP repayment $186,051+
10% of total income
All figures are estimates based on FY2026-27 Australian tax rates, FBT rates, and ATO guidelines. Individual circumstances vary. This calculator does not constitute financial or tax advice. Always consult a registered tax agent for advice specific to your situation.
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