Resource
Two calculators. One for candidates evaluating offers. One for hiring managers building competitive packages. Built for field sales roles in building products, lighting, and A&D.
Updated July 2026
A car allowance, a fully maintained company car and a novated lease can differ by more than $10,000 a year in real value. Most building products sales roles carry an allowance between $15,000 and $25,000, and a fully maintained vehicle is typically worth $30,000 to $31,000 in salary terms. Run your own numbers below, or jump straight to the candidate calculator or the employer package calculator.
Read the full breakdown of how car allowances work in Australian sales →Find out what your car allowance is actually worth after tax, and what it really costs to be on the road. Includes HECS/HELP and Medicare Levy Surcharge impact.
Calculate your package →See what your candidate sees. Compare allowance vs company vehicle costs, and build a package that actually attracts talent.
Check your package →The real dollar value of a fully maintained company vehicle vs a cash car allowance. Direct-answer guide for Australian sales roles.
Read the guide →Last updated: 2026-06-30
ATO cents/km
91c
Super guarantee
12%
Medicare levy
2%
MLS tier 1 (single $105,001-$123,000)
1%
MLS tier 2 (single $123,001-$164,000)
1.25%
MLS tier 3 (single $164,001+)
1.5%
MLS tiers (family, reference)
$210,001 / $246,001 / $328,001
FBT rate
47%
FBT statutory fraction
20%
FBT gross-up (Type 1, employer FBT)
2.0802
FBT gross-up (Type 2, RFBA)
1.8868
Super on car allowance
Not compulsory
HELP repayment $0-$69,528
Nil
HELP repayment $69,529-$129,717
15% over $69,528
HELP repayment $129,718-$186,050
$9,028 + 17% over $129,717
HELP repayment $186,051+
10% of total income
All figures based on FY2026-27 Australian tax rates, FBT rates, and ATO guidelines. These calculators provide estimates only. Always consult a registered tax agent for advice specific to your situation.
Written by James Bowesman, specialist sales recruiter for building products, lighting, and A&D markets across Australia.
Have a question about car allowances or packages? Get in touch at james@specifiedselect.com